my cat is dying and i can't afford a vet

When we got her. (And shame on him anyway, he owns the property free and clear and my dog is not destructive, and believe me I need the 25 bucks more than he does. Collar: $5 We make every effort to maintain accurate information. Due to the separation anxiety, we are not able to leave him alone in the apartment, therefore we cannot LEAVE the apartment. Buyer beware. Don't use a highly perfumed detergent, since this could be irritating to your cat. 1 week for my dogs is about $250. I can speak to our costs as both a dog and cat owner. I just spent $1200.00 on ER bill for elderly dog as well. He was dying. Comments may be held for moderation and will be published according to our. They offer customizable, affordable policy options, starting at just $10/month. They don’t fight (they roughhouse, but it’s playful, not hurtful). My annual costs are about $400, mostly food and litter; vaccinations are cheap (sometimes even free if the county has it in the budget) and so are health checkups. They only eat wet food and I buy it by the case (Nature’s Variety Pride Instinct) and when it’s on sale it still costs me $8 to feed them. Same thing goes for cats – if you are getting a specialty breed such as a Sphynx, expect there to be health issues. But I am the main provider for our pup, and some other bills ( I inexplicably take on), Adoption fee 350. Yes, there are wonderful mutts there too. For best-in-class healthcare for your pet, I highly recommend checking out options for pet insurance like. Before deciding where to bury your pet, research your local laws. When I go to the pet store about every 4 to 6 weeks I normally don’t walk out the door without spending $100 or more. Plus, they have pretty high annual limits ($10k or $20k for dogs; $7k or $15k for cats). So a dog walker is required. Get them vetted. I took the AFAST/TFAST/Vet BLUE ultrasound course from Greg Lisciandro during my residency (just finished) and loved it. Also dog training for $110 is ridiculous. I’d like to adopt an adult dog from the shelter, so there wouldn’t be so much training or medical care necessary, hopefully. Cancer, lower urinary tract disease, and diabetes are also examples of potentially curable problems with symptoms similar to those of a cat who is dying. The costs reported here are much lower than any other estimates I’ve seen, and actually make it look affordable! I’ve drawn the line at seven cats and one bunny. I have been forced to tears many nights because of the stress and loneliness our dog has caused me as I was the one with whom he lived. This happened so quick, just by a simple visit for a ear cleaning to the vet. If that $175 per year didn’t even cover the annual checkups and vaccinations, there’s no way you’d ever talk me into paying for the “insurance.” The whole point of health insurance (for humans, at least) is to reduce costs by minimizing health problems through preventive maintenance. I also failed to mention she was 4 months old when I got her and was in the other apartment for roughly a month without food or water and weighed 7 lbs. I paid less than 70 dollars for my dogs crate (36 x 24). She’s had numerous vet visits which is the bulk of what we’ve paid for, and a little bit of dog sitting and toys. I grew up always having animals in the house and I deeply miss that feeling of your dog curling up with you on the couch.. or barking at something, you may or may not have been scared of haha. You can get coverage for wellness exams, heartworm tests, fecal tests, vaccines, and more. Keep a diary of your cat's level of suffering and pain. That’s a dangerous thought…. Try owning a horse… …but worth every penny. $300-$1000/mo board if you don’t have a barn on your property. My roommate loves dogs too, so I know she’d help, but I don’t want to burden her. Your reactions to the cost of pet ownership, We invite readers to respond with questions or comments. He also suggested buying litter in bulk, which he said could lower that amount as much as $50 per year. Great article! Vet (routine): $140 Plus, as an added bonus, you can qualify for a 10% discount if you insure your home with Lemonade as well. That doesn’t mean there is anything wrong with indoor pets, but if you are going to count the costs you probably should count all of them. But 21 for the cheapest route…but for that 20 you could save thousands! They don’t seem unhappy, and they get favorable reviews from the doc every year when they go in for a checkup. ! While owning a pet is a wonderful experience, just make sure you’re prepared for the responsibility. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page. I forgot her crate. Taking into count that livinf in Russia is generally cheaper than US, numbers in the article look outdated. So if your cat eats 2 cans per day that is equal to $2.50, then take into account a bit of dry food in between for the cat to nibble on which may cost $.50 a day approximately. Easily $700. |. The first-year cost of dog (or cat) ownership exceeds $1,000, according to the ASPCA. We paid $1000 for each dog. We could barely afford the rent, but being young and overwhelmed by “playing family” for the first time, we adopted two kittens from a local animal shelter. My wife is a serial cat rescuer. I think those food costs should be more like $300-$500 a year. We both work full time at roughly the same time, and there is no way I’m leaving a dog alone for 8 hours, let alone 10-12. I knew dogs need licenses, I didn’t know outdoor cats needed them too! Shouldn’t these be *included* in the cost of a “health insurance” plan for them if one is being paid for? The next buyer will be factoring in the same kind of odor remediation costs that a nonsmoker would if he was buying a house from a chain smoker. 3 To make sure and get rid of fleas for good from your pets, … And we have to be home by midnight to let them out again. Sit near your cat and quietly listen to his/her breathing. And I know myself, I would sell the farm (if I had one) to save my dog. I go through one bag of cat food and two bags of dog food a month; for a total of $105 a month just in food. As much as I hate to say it, if you live somewhere that your neighbors would actually rat you out for owning unlicensed cats that stay indoors, it’s time to move . Includes spay,vaccinations, microchip. The kennel I go to is the most affordable I could find. –specialty needs (one of my dogs requires eye drops for chronic dry eye and arthritis meds allergy medications) ($100/mo). The disease comes in two forms, both fatal: wet, in which the cat’s chest or belly swells with fluid, or dry, in which there is no fluid but the cat is … I intend to buried her once my mind are stable and i can get over her. These last a long time, though, and aren’t too pricey. not generic — go figure, *I* eat generic branded food most of the time but I give the cats name brand stuff :P) cat food (I think right now they’re eating 9 Lives). Multiply the number by four to get the heart rate beats per minute. I have him with me, he is almost going to heaven, it's extremely hard to watch. Other expenses include supplements, horse shows, show clothes, riding clothes, shampoos/cleaning products, buckets, etc, etc, There are ways to own a horse cheaply…but it is nonetheless difficult, especially if you’re a young adult… Which is why I sold mine years ago. –nail clippers or trips to the groomer ($20/month) I’ve lived lots of different places and in some areas it’s hard to find rental that even accept cats so you end up paying more for an apartment or in a place you wouldn’t have normally chosen. Reader Willfe said he thought some of the averages were too high. This post also does nothing to budget for the cost of emergency situations. those site are 50% low than the vet offer. Licensing fees here are $45 a year for a neutered dog and $150 for an unneutered dog. Best High Yield Savings Accounts Compared, Understanding Overdraft Protection and Fees, The Beginner’s Guide To Saving For Retirement, How Much Do You Need To Have Saved For Retirement, How Much Should You Contribute To Your 401(K), How To Pay Medical Bills You Can’t Afford, Auto Loan Interest Calculator: Monthly Payment & Total Cost, Bestow’s Chief Insurance Officer, Jackie Morales. You need to buy from real pet stores. My roommate has 5 of her own and is cat sitting 2 more. If you don't feel comfortable administering a certain form of treatment, you might be able to set up frequent appointments with your vet to get your cat the care she needs. Grooming supplies (brush and claw cutter, best one can buy in local store): $50. One thing worth mentioning is that, if you find you’re not ready for the financial commitment, you can always foster for your local shelter. Every other website just lists types of expenses and never puts any dollar amount. It’s 40 a month for some better options (lower deductible, more money paid back). These figures take into account having pet health insurance, which many pet owners do not. Once you love them, it doesn’t matter where they came from. Never had to pay 70 for an exam. License: Meh. Here are a few steps for making sure you can afford to own a pet: Are you currently overspending in some area (eating at restaurants, indulging a shoe passion, maybe) where you can cut back? ($25/day) It turns out dry kibble for dogs could be doing more harm than good. They don’t breed their female until she is two years of age. Do your research to be sure you are getting a quality dog if you are going to a breeder. These figures take into account having pet health insurance, which many pet owners do not. Also including grooming for some breeds, we used to do it a lot more with one, but with two Bichons we do it ourselves. I have an ancient furry feline creature (17yo and special needs that requires daily medications). I believe that dog owners are likely looking at more money. I have a Labrador, the most common dog breed. Don’t just say, “It would never happen to me.” We didn’t think it would happen to us either. For example, chronic kidney disease is common among older cats. Maybe you could do this if you feed them Old Roy. I have also switched Vet offices after calling around and getting prices. When were you ready to afford your first pet? People with indoor pets probably underestimate the hidden costs they are inflicting on their house and furniture. I don’t know what food you feed your dog, but $120 per year for food seems a bit low. "My cat is dying from stage 4 cancer. I pay $9 a week on cat litter, $75 every 6 mos for 2 16 lb bags of purina pro plan, I pay $80 for her exam in November which includes 3 shots and another $62 in March which is exam and shot plus I paid $16 for her personalized collar since she goes outside. An indoor cat doesn’t *strictly* need a license, but yeah, this fee is pretty much unavoidable if they go outside. Something you forgot monthly expense is heartguard and flea/tick mediction. Since we first published this breakdown, animal-loving readers had some passionate opinions about the subject. When the "bad days" outnumber the "good days" — days when your cat can get up and move around or breathe easily — it might be a good time to talk with your vet about ending your pet's suffering. Everyone should know the cost of owning a pet and its responsibilities. We may, however, receive compensation from the issuers of some products mentioned in this article. He is feed what his vet recommended, Taste of the Wild. It just doesn’t cost that much to take care of these little guys , I am thinking of getting a kitten or cat. This is a great article. It is illegal to bury your cat in a public park or other public land. I didn’t pay a dime to get her spayed cause I was accepted for a grant plus I pay roughly $40 every 3 months for her flea and tick color. Now that I am settling with my girlfriend, she is mad keen for one. That is about $2500 for one year for a dog. But I’m not counting on it. it always surprises me that one vet charges $700.00 for something that, the vet down the street charges you $250.00 for. I spend more than $120 a year to feed my 10 pound chi/poo mix. Don’t get surprised by the cost of your pet. What should we learn from this? You can trust the integrity of our balanced, independent financial advice. :/. Because they CARE about the dogs and are all about furthering the breed. By the way, my cats are always in door cats. I was told by the posion hot line since my … Sign Up for free weekly money tips to help you earn and save more. What about you? Before really purchasing a pet, you should consider fostering one for a half a month to get the feel for what kind of schedule you’ll have to keep. In fact, IMHO pet ownership today is like keeping a horse: something that is beyond the means of the average middle-class earner. Here are costs of keeping a cat in Russia, for someone to compare. It’s not a decision to be made on a whim. While the page is geared at parents teaching kids the costs involved in pet ownership, the actual worksheet is universal and could be useful in trying to determine what your actual pet ownership costs might be. When you click on the invitation to set up auto-ship at the top of the main page, you’ll be directed to an area of the site filled with items available for auto-ship. I have been tracking my finances for about a year and a half now and after vet bills, toys and food I spend an average of $300 a month on our animals. I’m in NYC. Their dogs hold champion titles from competing in dog shows. Until you get a pet, it’s hard to anticipate the extent to which your bill at the vet can add up quickly from annual teeth cleaning to heart worm medication. Unless this was written in like 2003 or something then i’d understand but if that’s the case it should have been updated by now. Since making these changes this year my average monthly pet expenditures are $125. They say it’s usually 6,000 for ingested foreign body removal… wow. Oh I forgot the cost of the “Sorry my cat’s an @sshole” gift bag after the nom nom incident. Thousand of cats and dogs are euthanized daily. I also am gonna spring an extra $75 next month and get her micro chipped for extra security even though her collar has her name, my name, address and phone number so all in all it adds up but I would never go without my cat. Is that worth it to you? In the mornings I do it, and I usually come home at 4-5 and walk them if we are going out. Hi, My cat Demon for a couple of weeks started crying when he poos and pees. But one thing me and my partner are doing is throwing $5 into a jar everyday for a single year… that will net $1,825 in 1 year… Although this may not like a huge amount it would get you started for the first year of your pet’s life, more importantly it teaches you to save money not just for you but for your pet too!!! $200 covered her spay, microchip, shots, leash, collar, bag of dog food. Love my dogs. I’m kind of just assuming this will keep happening every year or so, and set aside $500 or so to cover it.”. Ten years later, we’ve lost one of the cats but the other, a raspy-breathed tortoise calico named Moose, is still in the family. My family did not purchase pet insurance, but in hindsight, we probably should have. When the kitten/cat goes in for their yearly checkup, how do you forego purchasing these licenses every year there after? They’re well worth everything I’ve spent on them, though. I’m not gonna skimp here either because she EATS ANYTHING that remotely resembles food on walks. I sure do, because I was one of them. Oh I forgot the cost of the “Sorry my cat’s an @sshole” gift bag after the nom nom incident. The vet didn't come right out and say "it's time" but when she outlined a possible treatment plan, she stressed that it would be hard on the cat. As with other personal finance discussions, I think the issue of time should be factored in with financial cost of a pet. That is for a small rodent! It’s worth the extra money to avoid medical bills and heartache down the road. (usually horses go through at least 2 sets of shoes a year. My boyfriend and I adopted a Beagle not even a year ago and we have come to the heart-breaking decision that we can not longer care for him. I spend $10 a month on litter (generic clumping), and about $40 a month on food…good quality food (Natural balance). That is $4,200/year and we haven’t looked at pet food, vet care etc. You don’t even count purchasing the animal in initial costs (I realize some people get pets from shelters for free, but most pay up front for their pets in my experience). I pray he finds peace and happiness with his real forever home. I can say that I was shocked when I first started keeping track of my budget to find out how much I spend on them, even when I try to be frugal. Too many dive into having a pet without thinking about the full consequences. They will likely ask you questions about the cat’s disease history, so be prepared to answer any questions they may have about this or your cat’s symptoms. Owning a pet – cat or a dog does not need to be sooooo expensive. “My cat, Luna, has bad teeth—it’s genetic, just like with people—and she’s already had three removed, and will need to have more taken out soon. Then, you should budget around $500 per year in most cases for ongoing costs too. I am still on the fence about buying a dog. We LOVE our cats and they are our number one priority but they definitely eat heavily into our tight budget (literally and figuratively). Staff writer Lauren Barret says it’s also good to budget for pet dental care. General Disclaimer: See the online credit card application for details about terms and conditions. So overall I am guessing $200/month. Assess whether the bpm is at a healthy or below-normal level. Setting aside the funds for that is not optional! Litter: $200 seems a bit high for this. Go into pet ownership with your eyes wide open, and be sure to do the math before you take home your new friend. Thank you so much for the info! Even something as small as an abscess can cost up to $400 for it to get looked at and drained. That crate cost us $100. You know, you could get your dog debarked. We live in the South and just have to have flea medicine- about 30 per month for both cat and dog… so it adds up. Damages can be mitigated, too, by fostering senior animals instead of the younger, more desirable ones. Many owners are now turning to "home hospice care" to ease their pets' passing. It’s worth it, if like me life just seems weird with out an animal to love, but it expensive. Total Annual Costs for Cats: $430 to $870. $200-$10,000 for a saddle alone (depending if you buy used or are buying a brand new silvery show saddle) Many people own more than one saddle. Use a thermometer. Set the thermometer, insert it about 1 inch into the cat's rectum, and wait for it to beep to learn the temperature. That is for a cat. You might not notice the odor yourself because you are used to it but believe me when I tell you that anyone who has no indoor pets can’t smell anything but dog when they are visiting in a home with an indoor dog. Here is a breakdown of the average first-year cost of pet ownership for one medium dog. I've been having what looks like poppy seeds on my bed where my cat lays he got treated for fleas by the vet. $400-? Total One-time Costs for Cats:  $370 to $1,440. He eats 1.5 cups of food twice a day. I think the article is lowballing things or people are feeding old roy. I guess I could feed him cheap food and cut corners to save money, but it really makes a difference now that he is getting older. $25-$65 for an hour riding lesson should you choose to do them. On the other hand, some readers pointed out there are occasional surprise costs associated with pets—and not a good kind of surprise. Spaying: $30-$100 The problem with cheaper food is that it promotes kidney stones and weight gain because of the cheaper filler food. –cleaning agents (to clean whatever they threw up on) Like most “blues” (which are all MIXES of pit bull/mastiff), she has massive allergies. Woodchips-based is cheaper) She doesn’t chew the furniture (despite her love of chewing) because we always have toys for her. Also expect to incur the cost to driving/gas, and the cost of time spent at the clinic. If not, you can use a digital rectal thermometer to take the temperature of pets. I have found the first year to be the most expensive. RIP my dear Comel. I spent over $4,000 on my dogs last year. $18 for a bag of pro plan selects which last 2 months, I use the sandwich bags as her poop bags ($3.00 at target 250count), vet is $$ I spent $124 for her annual visit in june. How I wish she can stay a bit longer. Those estimates aren’t too bad, but several of the numbers are somewhat inflated. Not something I’m ready to deal with yet. And we have medical healthplan for $70/month for both. Toys & treats: I can’t argue with $25 here; in fact I tend to spoil the little buggers in this department and at any given moment you’ll easily find fifteen to twenty little felt mice or crinkly shiny balls scattered. You never want to be in a situation where you have to choose between saving your pet’s life and putting yourself into serious debt. You’ll save 30% off your first purchase by signing up for Chewy’s auto-ship service. We’ll likely adopt a dog that is a few years old so we don’t have to go through housebreaking again as well. With proper intervention, however, a cat with chronic kidney disease could live for many years. Even when you only ran to get the mail. “Funny About Money” said since pets cause damage at times, replacing your stuff should be factored in, too. wow that looks like alot that you have to spend on in one year. )*rant over*. These additional fees could be significantly higher than the estimates. It was $800 before we got them under control. Although it has several important functions, dogs can manage to live a normal life without a spleen if it has to be removed. I do not think that people should use this article as a good reference for owning a pet. Now the question is, do I have enough time for a dog? These are not all mutts. If your cat is experiencing incontinence, line the bed with towels that you can easily change out each time your cat urinates. There’s little to no odor (beyond the scent the stuff has fresh out of the container). Raw bones are much softer than you think, especially in the jaws of a dog (or even a cat). I really can't afford to take him to the vet cause I'm no a fixed income. A cool way to save for your first pet…. I don’t think I provide poor care for them, either — they act quite happy, are all very friendly, etc. but that included the spay, initial vaccines, a voucher for a free vet exam for follow-up vaccine boosters, a ID microchip implantation, and a starter pack of food. For myself, In the 15 months I’ve tracked my expenses my 42lb lab/basset mix costs average $118 per month – and like Lisa said above, it’s worth everything! I guess those numbers are for a small dog. I made an agreement to pay the deposit when I could, but I asked my doc for a document that said mikka was an emotional support animal, not for any other reason that if something bad did happen, I would not have to choose roof over head or dog. The symptoms of the disease are very similar to end-of-life symptoms. $120 for teeth filing (1-2 times a year). So maybe there is some cost savings in the long run? I’m 28, I make 1400 a month, my boyfriend makes 1600. A Policy With Bark: Should You Purchase Pet Insurance? Like a lot of things, the costs of pet ownership are unpredictable. But I do believe that the “miscellaneous” expenses as outlined in this post are no where near that cheap for a lot of animals. The owners provide round-the-clock care to keep their pets healthy and comfortable for as long as possible. Now we are up to $4,000. She'd need to stay at the vet's office for a few days, get intravenous medication and fluids, and there was a good chance she might die anyway while she was there. My pets eat a bagged, name-brand (i.e. Your vet may also use a number of tests in order to confirm a diagnosis of lymphoma. So that’s about another $120 per year so now we are at approx $1200 annually for one cat. I would absolutely recommend a course with him (he wrote the book). Checkups are only $35 per cat, so annual checkups would cost a total of $140 for 4 cats. One of my dogs was found in a shoebox outside an apartment complex. This is a living, breathing, and loving creature you willingly took responsibility for, you do not cast them aside because they get sick. Most people spend around $500 per year on their pets, but that can vary widely based on your preferences, your pet’s medical needs, and if you want to spoil your furry little friend. If she wasn’t old and cranky, she would be undergoing testing for the neurological issues that have popped up, but the vet doesn’t want to risk (physical harm b/c of fighting or sedation) it for a diagnosis that isn’t exactly treatable (mini strokes, brain tumor, seizures, lymphoma spreading to her spine, or some combination of this list). Watch his/her abdomen rise and fall with each breath. She is my companion. Other costs include microchipping, ID tags, annual/lifetime licenses, and grooming. If the answer is “no,” you probably aren’t willing to make the sacrifices necessary to keep a pet happy and healthy. We certainly don’t regret having pets—in fact, we’ve now adopted a dog, too—but we obviously were not thinking about the potential (and not insignificant) costs of pet ownership when we were young and looking for a cat. Then when I took them to their free vet visit, they got these little glittery balls that are their favorite toys ever. As this article suggests, you should have an emergency fund for your pet and I agree with this completely!!! When you visit your local vet, he or she will likely have a lot of information for you about purchasing the insurance, but you should do your own research. When I was 24 I moved into my first “real” apartment with my girlfriend (now wife), Lauren. auto-ship service. ..must have if your dog has a behavior like mine. And oh, so many cats. It is a pretty safe bet that anyone who you sell your house to will be paying you less due to the odor and the damage that your little buddies have inflicted on the carpet and sometimes walls, molding, floors, etc. I have had several complaints from neighbors about his howling and crying while I am away. If you have the foresight and are considering bringing a furry friend into your home, you might want to ask: Can you afford to be a pet owner? If you are looking at a dog such as a Pitbull expect to pay more. Lots of people bring animals home to live with them and then can’t properly care for them because they unexpectedly find that the cutenes costs money. She eats a $40 bag of dog food every month, at least. The adopted cats received free vaccinations. Our 18 yo male cat was eating less and less, in 6 months he dropped from his way-too-overweight 23lbs to 12lbs. Granted I have a dog walker take them every week day for an hour run in the park which runs about $600 per month, but minus that I’m still at over $3,000 per year, per dog. We spend about $2,000 a year on dental care (we always have rescues who have awful teeth) and in the past 5 years have spent almost $30,000 on veterinary care (we had two other cats who passed away from lymphoma and lung disease so we were at the specialists and oncologist a lot). Place your hand over your cat's left side, right behind his/her front leg. In our case, that’s already been true. I also see people in suits frantically walking their dogs in the morning by my building, late for work. The costs of bringing a cat or dog into your home go far beyond any initial adoption fee, which can vary from nothing at all to hundreds of dollars. And try to adopt! This brings me to insurance. If they’d liked all of the food, there was probably enough for 3-6 months. But she is expensive and a LOT of work. His cats’ food costs about $72 per year, he said, even though it’s name brand. That doesn’t include any treats, or toys, or possible needed vet visits if you wanted/needed any of that. Most people I knew spent between $3000-$15,000.

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